Tap into your home's equity with a HELOC and our Fixed Home Equity Loans.
Leverage your home's value for life's big expenses.
Fund Home Improvements
Cover Large Expenses
Save Money
Membership is required prior to loan funding. Click to learn more about joining CCU.
Home Equity Line of Credit
Get ongoing access to funds with a revolving line of credit secured by the equity in your home.
- Lock in an introductory fixed rate as low as 4.74% APR* for the first 12 months. (After the introductory period, a variable rate applies ranging from 6.25%-9.75% APR*)
- Low variable interest rate
- Interest-only payment options available
- Borrow as little or as much as you need
Home Equity OptionsFixed Rate Home Equity Loan
Opening a home equity loan gives you a lump sum amount at a low, fixed interest rate.
- 5, 10, 15, and 20-year terms available
- Competitive rates
- View balances and make payments within Digital Banking.
Already have a Home Equity Loan Application in Process?
All loan requests subject to Loan Review Committee and Guidelines. Actual rate and term based on creditworthiness of borrower and percentage of loan-to-value; rates subject to change without notice. Please contact a CCU representative for additional information; consult your tax advisor about the possible deductibility of interest. Equal Housing Lender.
*APR = Annual Percentage Rate. Rates are accurate as of 05/01/2026 and are variable and subject to change. Rates shown apply to homeowners with up to 80% combined loan to value. Standard underwriting criteria apply. A $100 processing fee applies and is charged at loan closing. Other third-party fees may apply and typically range from $178 to $700, including services such as title, valuation, appraisal, and notary. Property insurance is required. All fees are estimates and subject to change.
Limited time offer subject to change or cancellation without notice. Some restrictions may apply.